We've written before about Critical Illness (CI) policies. These plans pay one a lump sum upon diagnosis of a specific major illness or other similar kind of medical issue (transplants, permanent paralysis, that kind of thing). They're relatively inexpensive, and can provide a much needed transfusion of cash, especially if one has a high deductible plan (such as an HSA).
Humana's taking this a step further, bundling their CI plan with their group HSA products:
"[E]mployees receive a benefit after a serious illness, condition, or accident. During their recovery, they and their loved ones can rest a little easier knowing they won’t have to rely solely on their savings accounts or take on additional debt to cover day-to-day living expenses." [ed: from email, so no link]
Pretty clever (keeping in mind, of course, that the ObamaTax wipes out HSA's in the near future).
[Hat Tip: Cornerstone]
Humana's taking this a step further, bundling their CI plan with their group HSA products:
"[E]mployees receive a benefit after a serious illness, condition, or accident. During their recovery, they and their loved ones can rest a little easier knowing they won’t have to rely solely on their savings accounts or take on additional debt to cover day-to-day living expenses." [ed: from email, so no link]
Pretty clever (keeping in mind, of course, that the ObamaTax wipes out HSA's in the near future).
[Hat Tip: Cornerstone]
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