Dear Senator Harkin and Senator Baucus:
Recently you both have made comments with unfavorable views on how dollars from PPACA are being spent. Senator Baucus, you have characterized the law as a "train wreck" and put outreach and education as your top reason why people aren't engaged. Senator Harkin, you have chastised the White House and HHS for continuing to take money from the Prevention Fund and using it for implementation of the law. Both of these concerns are legitimate.
As a professional health insurance advisor I help design benefit plans, resolve claims disputes, conduct educational meetings, facilitate enrollments/terminations, solve billing issues, and help clients comply with complex state and federal laws like HIPAA, ERISA, and of course, PPACA.
Being a member of this profession requires proper licensing and a stringent continuing education program including course work and testing. We have ethical and moral obligations to our clients to always serve in their best interest and we also must carry professional liability insurance as a protection to the consumers we advise.
Here is a solution that solves your concerns and won't cost the federal government a single dime. Not only that, but it will provide job security to hundreds of thousands of people. The solution is simple. First, engage health insurance professionals to aid in the outreach, education, and enrollment. Second, eliminate the role of Navigators.
Health insurance professionals are always looking for new clients. We already have the business model built. Use our marketing and education tools to generate interest in purchasing health insurance. We compete to earn the business of those we educate on the options they have available. Instead of adding another layer of bureacracy and cost into this "train wreck" (your words not mine Senator) why not strengthen a profession of private sector business people? It makes way too much sense not to.
Kamis, 02 Mei 2013
Langganan:
Posting Komentar (Atom)
Recent Posts
Popular Posts
-
According to HuffPo , "57% of Americans that lost jobs could not afford to buy health insurance". Well duh? They probably are hav...
-
When you rely on government your counting on someone without a vested concern for your health and well being to do what is right. Actually l...
-
Caution: extreme wonkery ahead. Which is not to say that that there's extreme clarity ahead: after all, on what planet does this phrase...
-
Back in the day (2 months ago), I could get competitive quotes from several carriers using the application of just one. Apparently, the carr...
-
Much like doctors and lawyers carry malpractice insurance, licensed insurance agents carry Errors and Omissions (E&O) coverage. This typ...
-
The folks at Cato have just released this video which shows just how rampant and out-of-control Medicare and Medicaid fraud have become. The...
-
From the Telegraph of London on 9/11: " Death rates in NHS hospitals are among the highest in the western world , shock figures reveal...
-
In Connecticut, "Navigators" have been designated in each county - after a nominally competitive bidding process - to manage ...
-
Thanks to FoIB Holly R , here's an interesting story about the confluence of medical tech and health care, with a dash of privacy and fr...
-
Regular readers know that we're big fans of Consumer Driven Health Care (CDHC). When consumers (insureds) have "skin in the game,...
0 komentar:
Posting Komentar