As ObamneyCare© continues its inexorable march towards full implementation, consumers need to be thinking at least 2 or 3 steps ahead. Case in point: Flexible Spending Accounts (FSAs).As of next year (yeah, I know, '12 just got underway) there's a new $2500 cap on FSA contributions. So what, you say, it's only 2012.
The problem is that time passes rather quickly, and plans that currently max out at greater than the $2500 limit need to be amended sooner, rather than later. This is as much a timing issue as a wording one, because some plans are calendar-centric and some aren't; that is, some plans track from January 1, while others may run from (for example) April or June.
If you're wise enough to have availed yourself of expert local talent, you may already know about these changes. If not, it may be worthwhile to check in with your FSA admin folks to see what they recommend.
[Hat Tip: United HealthCare]
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