Jumat, 03 Februari 2012

The D'unh and the Elephant

FoIB Holly R sends us two seemingly unrelated links which, upon closer inspection, are actually inextricably intertwined.The D'unh:"The Congressional Budget Office (CBO) released its Budget and Economic Outlook for years 2012 to 2022 yesterday ... as a result of increasing federal spending on health care, which will more than...

Cavalcade of Risk #150: Call for submissions

My Wealth Builder hosts next week's CavRisk. Entries are due by Monday (the 23rd).Just click here to submit your post.You'll need to provide:* Your post's url and title* Your blog's url and name* Your name and email* A (brief) summary of the postPLEASE remember: ONLY posts that relate to risk (not personal finance tips and the lik...

Kamis, 02 Februari 2012

January Surprise - Medicare Edition

Industry pundits predicted a dismal year for Medicare Advantage plans but SURPRISE . . . premiums are down and enrollment up.Forget that many PFFS model Advantage plans pulled out of some counties due to strict CMS requirements. According to Bloomberg, net enrollment in Advantage plans increased.The enrollment rise to 12.8 million exceeded Medicare projections in May that membership would peak at...

Planning for Tomorrow

At age 46, small business co-owner Mark C bought disability income insurance to protect himself, his family, and his company. Less than two years later, he'd developed a rare and debilitating condition, and his claim was quickly approved.Because Mark had bought these plans, his family and his business dodged a major bullet. Here's his story.[Hat Tip: FoIB Jef...

Health Wonk Review, Early Election edition

Our friend Louise Norris presents a thoughtful - and thought-provoking - selection of posts on the politics of health care. What's so great about it is that she doesn't just post the links, but adds her own analysis of each one.Kud...

Rabu, 01 Februari 2012

Death Masters

Although this may sound like the latest PS3 game, it's actually the Social Security Administration's list of post-life-Americans. In a nutshell, the SSA is tasked with identifying those who have died and (in some cases) pass along that information:"Social Security does not make its Death Master File (DMF) available online ... Under the Freedom of Information Act, we are required to disclose the Public...

Insurance meets the 20th Century (Finally!)

One of the most frustrating things when dealing with carriers is the dearth of tech solutions to pretty basic problems. While many health insurance (and some life insurance) carriers have adopted on-line application processes (I can't speak for the P&C side), many still require "paper apps" and inked signatures to go with them.That may be changing, however, and the folks at the Renaissance Group...